Average Rent in St. Joseph, KS↑ Rents rising 7.4% YoY🔺 5th priciest in KS
HUD FY2025 · Official government data · Updated annually · Metro pop. 120,609
Market Overview
St. Joseph, KS has rental prices ranging from $710/month to $1,472/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $789/month — 44% below the national average of $1,400/month. With a median household income of $62,900/year, spending $789/month on a 1-bedroom represents 15% of gross income — within the recommended 30% threshold.
How St. Joseph Compares
With an average 2-bedroom rent of $1,035/month, St. Joseph ranks #5 most expensive of the 96 cities tracked in Kansas — pricier than 69% of all US cities in our data.
The St. Joseph Rental Market
The St. Joseph, KS area has a population of about 120,609 and 32% of households renting rather than owning. That is close to the US average renter share of ~34%.
Rent Trends
2-bedroom rents in St. Joseph, KS have risen by $71/month (7.4%) over the past year, from $964 to $1,035. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in St. Joseph, KS without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,560. The local median household income of $62,900 exceeds that threshold by $31,340, making St. Joseph relatively accessible compared to local wages.
Fair Market Rents
HUD FY2025Is St. Joseph, KS Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in KSlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Kansas City | $1,074 | $1,183 | $1,346 | $1,756 | — |
| Wichita | $690 | $760 | $995 | $1,305 | — |
| Topeka | $747 | $752 | $985 | $1,280 | — |
| Geary County | $753 | $758 | $994 | $1,393 | — |
| Manhattan | $808 | $813 | $995 | $1,359 | — |
| Lawrence | $846 | $955 | $1,138 | $1,595 | — |
Rent or Buy in St. Joseph?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real St. Joseph data
Buying breaks even after 4 years — worth it if you stay 4+ years.
Living in St. Joseph
Cost of living, job market, crime rates, and moving cost estimates.
Moving Cost Estimator
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Frequently Asked Questions
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💵Rent Affordability in St. JosephSalary needed to afford rent here
🗺️All Cities in KSSee how St. Joseph ranks statewide
⚖️Compare St. JosephSide-by-side rent & cost of living with any city
📋KS Tenant RightsDeposit limits, eviction laws & renters protections