RentData

Average Rent in Madera, CA

HUD FY2025 · Official government data · Updated annually

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Madera, CA has rental prices ranging from $1,099/month to $2,293/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,106/month — 21% below the national average of $1,400/month.

How Madera Compares

With an average 2-bedroom rent of $1,433/month, Madera ranks #35 most expensive of the 51 cities tracked in California — pricier than 90% of all US cities in our data.

Rent Trends

2-bedroom rents in Madera, CA have risen by $1/month (0.1%) over the past year, from $1,432 to $1,433. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Rent vs. Buy

The median home value in Madera, CA is $425,678, giving a price-to-rent ratio of 24.8. With a break-even horizon of approximately 25 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Fair Market Rents

HUD FY2025
Studio
$1,099
1 Bedroom
$1,106
2 Bedrooms
$1,433
0.1% YoY
3 Bedrooms
$2,008
4 Bedrooms
$2,293
🔔
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Median Home Value
$425,678
Source: Zillow ZHVI
Est. monthly payment
$2,266/mo
20% down · 30yr · 7%

Is Madera, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$57,320/year
National median income: $75,000 (no local data)
To buy a median home
$90,625/year
US national median: $75,000
💡 Based on a 2BR rent of $1,433/month and 20% down on a $425,678 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$1,856$2,081$2,625$3,335
Santa Ana$2,352$2,454$2,903$3,927
Oakland$1,937$2,201$2,682$3,432
San Francisco$2,275$2,780$3,318$4,138
Riverside$1,776$1,852$2,306$3,079
San Diego$2,145$2,328$2,881$3,852

Rent or Buy in Madera?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Madera data

$
Home Value
$425,678
2BR Rent
$1,433/mo
Mortgage Rate
7%
Monthly P&I
$2,266/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $3,135/movs rent: $1,433/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $425,678 home at 7% rate

20% — $85,136
3%50%
Estimated Monthly Payment
$2,266
per month · 30 years · 7% APR
Loan Amount
$340,542
Total Paid
$815,629
Total Interest
$475,087
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Madera

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Madera

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Madera

Is it cheaper to rent or buy here?

🗺️All Cities in CA

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⚖️Compare Madera

Side-by-side rent & cost of living with any city

📋CA Tenant Rights

Deposit limits, eviction laws & renters protections