RentData

Average Rent in San Diego, CA Rents rising 1.7% YoY🔺 7th priciest in CA

HUD FY2025 · Official government data · Updated annually · Metro pop. 3,282,782

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

San Diego, CA has rental prices ranging from $2,145/month to $4,690/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $2,328/month — 66% above the national average of $1,400/month. With a median household income of $102,285/year, spending $2,328/month on a 1-bedroom represents 27% of gross income — within the recommended 30% threshold.

How San Diego Compares

With an average 2-bedroom rent of $2,881/month, San Diego ranks #7 most expensive of the 51 cities tracked in California — pricier than 100% of all US cities in our data.

The San Diego Rental Market

The San Diego, CA area has a population of about 3,282,782 and 46% of households renting rather than owning. That renter share runs above the US average of ~34%, pointing to a competitive rental market where vacancies clear quickly and rents are less negotiable.

Rent Trends

2-bedroom rents in San Diego, CA have risen by $48/month (1.7%) over the past year, from $2,833 to $2,881. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Affordability

To afford a 1-bedroom apartment in San Diego, CA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $93,120. The local median household income of $102,285 exceeds that threshold by $9,165, making San Diego relatively accessible compared to local wages.

Rent vs. Buy

The median home value in San Diego, CA is $1,007,800, giving a price-to-rent ratio of 29.2. With a break-even horizon of approximately 29 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Safety

Crime statistics for San Diego, CA show a violent crime rate of 526.59 per 100,000 residents (elevated) and a property crime rate of 2372.93 per 100,000 residents (moderate). As with any metro area, crime rates vary widely by neighborhood — prospective renters are encouraged to research specific areas within San Diego before signing a lease.

Neighborhoods

Home values — and by extension rent levels — vary significantly across San Diego's neighborhoods. Among the highest-value areas are Colina del Sol ($423,953 median home value), Gaslamp Quarter ($457,442 median home value), Grantville ($495,384 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$2,145
Affordable
1 Bedroom
$2,328
Affordable
2 Bedrooms
$2,881
1.7% YoY
Average
3 Bedrooms
$3,852
Expensive
4 Bedrooms
$4,690
Expensive
🔔
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Median Home Value
$1,007,800
Source: Zillow ZHVI
Est. monthly payment
$5,364/mo
20% down · 30yr · 7%

Is San Diego, CA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$115,240/year
Local median income: $102,285
To buy a median home
$214,557/year
US national median: $75,000
💡 Based on a 2BR rent of $2,881/month and 20% down on a $1,007,800 home at 7% rate.

Nearby Cities in CAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Los Angeles$1,856$2,081$2,625$3,335
Santa Ana$2,352$2,454$2,903$3,927
Oakland$1,937$2,201$2,682$3,432
San Francisco$2,275$2,780$3,318$4,138
Riverside$1,776$1,852$2,306$3,079
Yolo$1,602$1,613$2,116$2,944

Rent or Buy in San Diego?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real San Diego data

$
Home Value
$1,007,800
2BR Rent
$2,881/mo
Mortgage Rate
7%
Monthly P&I
$5,364/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $7,422/movs rent: $2,881/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $1,007,800 home at 7% rate

20% — $201,560
3%50%
Estimated Monthly Payment
$5,364
per month · 30 years · 7% APR
Loan Amount
$806,240
Total Paid
$1,931,017
Total Interest
$1,124,777
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in San Diego

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in San Diego

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in San Diego

Is it cheaper to rent or buy here?

💵Rent Affordability in San Diego

Salary needed to afford rent here

🗺️All Cities in CA

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⚖️Compare San Diego

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📋CA Tenant Rights

Deposit limits, eviction laws & renters protections