Average Rent in Utica, NY↑ Rents rising 16.8% YoY

Utica, NY has rental prices ranging from $922/month to $1,651/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $928/month — 34% below the national average of $1,400/month. With a median household income of $68,830/year, spending $928/month on a 1-bedroom represents 16% of gross income — within the recommended 30% threshold.

How Utica Compares

With an average 2-bedroom rent of $1,159/month, Utica ranks #22 most expensive of the 41 cities tracked in New York — pricier than 79% of all US cities in our data.

The Utica Rental Market

The Utica, NY area has a population of about 289,577 and 31% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Utica, NY have risen by $167/month (16.8%) over the past year, from $992 to $1,159. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Utica, NY without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $37,120. The local median household income of $68,830 exceeds that threshold by $31,710, making Utica relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Utica, NY is $210,176, giving a price-to-rent ratio of 15.1. The break-even point between renting and buying is roughly 15 years — renting offers more flexibility for shorter stays, while buying makes more sense for long-term residents.

Is Utica, NY Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Rent or Buy in Utica?

Break-even analysis and mortgage estimates based on local market data.

Living in Utica

Cost of living, job market, crime rates, and moving cost estimates.