RentData

Average Rent in Ottawa County, OH Rents falling 15.9% YoY🔻 Cheapest in OH

HUD FY2021 · Official government data · Updated annually · Metro pop. 40,161

Data review: HUD FY2021Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction
⚠️ Data notice: The most recent HUD data available for this area is FY2021. HUD may have reclassified this metro — figures may not reflect current market conditions.

Market Overview

Ottawa County, OH has rental prices ranging from $593/month to $1,164/month in 2021, depending on unit size. The typical 1-bedroom apartment rents for $633/month — 55% below the national average of $1,400/month. With a median household income of $75,728/year, spending $633/month on a 1-bedroom represents 10% of gross income — within the recommended 30% threshold.

How Ottawa County Compares

With an average 2-bedroom rent of $795/month, Ottawa County ranks #68 most expensive of the 68 cities tracked in Ohio — more affordable than 97% of all US cities in our data.

The Ottawa County Rental Market

The Ottawa County, OH area has a population of about 40,161 and 16% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Ottawa County, OH have fallen by $150/month (15.9%) over the past year, from $945 to $795. This rate of decrease is significant and reflects softening demand or increased inventory in the local market.

Affordability

To afford a 1-bedroom apartment in Ottawa County, OH without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $25,320. The local median household income of $75,728 exceeds that threshold by $50,408, making Ottawa County relatively accessible compared to local wages.

Economy & Jobs

Ottawa County, OH has an unemployment rate of 3.5%, 0.4 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.

Fair Market Rents

HUD FY2021
Studio
$593
Affordable
1 Bedroom
$633
Affordable
2 Bedrooms
$795
15.9% YoY
Affordable
3 Bedrooms
$989
Affordable
4 Bedrooms
$1,164
Affordable
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Is Ottawa County, OH Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$31,800/year
Local median income: $75,728
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $795/month and 20% down on a home at 7% rate.

Nearby Cities in OHlargest metros in the state

CityStudio1BR2BR3BRHome Value
Brown County$726$731$947$1,273
Columbus$1,104$1,194$1,445$1,741
Dayton$780$845$1,077$1,390
Akron$799$880$1,131$1,398
Toledo$745$805$1,056$1,371
Youngstown$660$702$884$1,159

Rent or Buy in Ottawa County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Ottawa County data

$
Home Value
$350,000
2BR Rent
$795/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $795/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Ottawa County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Ottawa County

Compare rent & home prices by neighborhood

💵Rent Affordability in Ottawa County

Salary needed to afford rent here

🗺️All Cities in OH

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⚖️Compare Ottawa County

Side-by-side rent & cost of living with any city

📋OH Tenant Rights

Deposit limits, eviction laws & renters protections