Average Rent in Naples, FL↑ Rents rising 4.4% YoY🔺 7th priciest in FL
HUD FY2025 · Official government data · Updated annually · Metro pop. 387,681
Market Overview
Naples, FL has rental prices ranging from $1,362/month to $2,662/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,596/month — 14% above the national average of $1,400/month. With a median household income of $86,173/year, spending $1,596/month on a 1-bedroom represents 22% of gross income — within the recommended 30% threshold.
How Naples Compares
With an average 2-bedroom rent of $1,860/month, Naples ranks #7 most expensive of the 54 cities tracked in Florida — pricier than 97% of all US cities in our data.
The Naples Rental Market
The Naples, FL area has a population of about 387,681 and 24% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in Naples, FL have risen by $78/month (4.4%) over the past year, from $1,782 to $1,860. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Naples, FL without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $63,840. The local median household income of $86,173 exceeds that threshold by $22,333, making Naples relatively accessible compared to local wages.
Rent vs. Buy
The median home value in Naples, FL is $548,747, giving a price-to-rent ratio of 24.6. With a break-even horizon of approximately 25 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.
Neighborhoods
Home values — and by extension rent levels — vary significantly across Naples's neighborhoods. Among the highest-value areas are Lely ($249,125 median home value), Naples Manor ($370,304 median home value), Orangetree ($485,590 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.
Fair Market Rents
HUD FY2025Is Naples, FL Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in FLlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| West Palm Beach | $1,639 | $1,830 | $2,187 | $2,856 | — |
| Miami | $1,711 | $1,898 | $2,329 | $3,008 | — |
| Fort Lauderdale | $1,768 | $1,929 | $2,388 | $3,297 | — |
| Tampa | $1,566 | $1,686 | $1,978 | $2,533 | — |
| Orlando | $1,636 | $1,727 | $1,958 | $2,486 | — |
| Jacksonville | $1,381 | $1,454 | $1,730 | $2,163 | — |
Rent or Buy in Naples?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Naples data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Mortgage Calculator
Estimate monthly payment for $548,747 home at 7% rate
Living in Naples
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Frequently Asked Questions
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💵Rent Affordability in NaplesSalary needed to afford rent here
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