RentData

Average Rent in Naples, FL Rents rising 4.4% YoY🔺 7th priciest in FL

HUD FY2025 · Official government data · Updated annually · Metro pop. 387,681

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Naples, FL has rental prices ranging from $1,362/month to $2,662/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,596/month — 14% above the national average of $1,400/month. With a median household income of $86,173/year, spending $1,596/month on a 1-bedroom represents 22% of gross income — within the recommended 30% threshold.

How Naples Compares

With an average 2-bedroom rent of $1,860/month, Naples ranks #7 most expensive of the 54 cities tracked in Florida — pricier than 97% of all US cities in our data.

The Naples Rental Market

The Naples, FL area has a population of about 387,681 and 24% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Naples, FL have risen by $78/month (4.4%) over the past year, from $1,782 to $1,860. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Naples, FL without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $63,840. The local median household income of $86,173 exceeds that threshold by $22,333, making Naples relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Naples, FL is $548,747, giving a price-to-rent ratio of 24.6. With a break-even horizon of approximately 25 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Naples's neighborhoods. Among the highest-value areas are Lely ($249,125 median home value), Naples Manor ($370,304 median home value), Orangetree ($485,590 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,362
Affordable
1 Bedroom
$1,596
Affordable
2 Bedrooms
$1,860
4.4% YoY
Affordable
3 Bedrooms
$2,453
Average
4 Bedrooms
$2,662
Average
🔔
Get Rent Alerts
Be notified when rents change in Naples
Median Home Value
$548,747
Source: Zillow ZHVI
Est. monthly payment
$2,921/mo
20% down · 30yr · 7%

Is Naples, FL Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$74,400/year
Local median income: $86,173
To buy a median home
$116,826/year
US national median: $75,000
💡 Based on a 2BR rent of $1,860/month and 20% down on a $548,747 home at 7% rate.

Nearby Cities in FLlargest metros in the state

CityStudio1BR2BR3BRHome Value
West Palm Beach$1,639$1,830$2,187$2,856
Miami$1,711$1,898$2,329$3,008
Fort Lauderdale$1,768$1,929$2,388$3,297
Tampa$1,566$1,686$1,978$2,533
Orlando$1,636$1,727$1,958$2,486
Jacksonville$1,381$1,454$1,730$2,163

Rent or Buy in Naples?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Naples data

$
Home Value
$548,747
2BR Rent
$1,860/mo
Mortgage Rate
7%
Monthly P&I
$2,921/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $4,041/movs rent: $1,860/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $548,747 home at 7% rate

20% — $109,749
3%50%
Estimated Monthly Payment
$2,921
per month · 30 years · 7% APR
Loan Amount
$438,998
Total Paid
$1,051,438
Total Interest
$612,440
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Naples

Cost of living, job market, crime rates, and moving cost estimates.

Moving Cost Estimator

Estimate your moving costs based on FMCSA public mover data

Select your origin state to see the estimate

Estimates based on FMCSA average mover rates. Get at least 3 binding quotes from licensed movers. Protect your move →

Frequently Asked Questions

Explore More

🏘️Neighborhoods in Naples

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Naples

Is it cheaper to rent or buy here?

💵Rent Affordability in Naples

Salary needed to afford rent here

🗺️All Cities in FL

See how Naples ranks statewide

⚖️Compare Naples

Side-by-side rent & cost of living with any city

📋FL Tenant Rights

Deposit limits, eviction laws & renters protections