Average Rent in Jefferson County, IA↑ Rents rising 5.7% YoY🔺 8th priciest in IA
HUD FY2025 · Official government data · Updated annually · Metro pop. 15,676
Market Overview
Jefferson County, IA has rental prices ranging from $781/month to $1,368/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $787/month — 44% below the national average of $1,400/month. With a median household income of $56,824/year, spending $787/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.
How Jefferson County Compares
With an average 2-bedroom rent of $1,032/month, Jefferson County ranks #8 most expensive of the 94 cities tracked in Iowa — pricier than 68% of all US cities in our data.
The Jefferson County Rental Market
The Jefferson County, IA area has a population of about 15,676 and 35% of households renting rather than owning. That is close to the US average renter share of ~34%.
Rent Trends
2-bedroom rents in Jefferson County, IA have risen by $56/month (5.7%) over the past year, from $976 to $1,032. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Jefferson County, IA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,480. The local median household income of $56,824 exceeds that threshold by $25,344, making Jefferson County relatively accessible compared to local wages.
Economy & Jobs
Jefferson County, IA has an unemployment rate of 3.6%, 0.3 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.
Fair Market Rents
HUD FY2025Is Jefferson County, IA Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in IAlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Omaha | $990 | $1,052 | $1,261 | $1,675 | — |
| Jasper County | $707 | $711 | $920 | $1,265 | — |
| Des Moines | $954 | $1,017 | $1,216 | $1,632 | — |
| Cedar Rapids | $681 | $757 | $993 | $1,391 | — |
| Iowa City | $816 | $921 | $1,105 | $1,548 | — |
| Waterloo | $684 | $760 | $997 | $1,301 | — |
Rent or Buy in Jefferson County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Jefferson County data
Buying breaks even after 4 years — worth it if you stay 4+ years.
Living in Jefferson County
Cost of living, job market, crime rates, and moving cost estimates.
Moving Cost Estimator
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Frequently Asked Questions
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Compare rent & home prices by neighborhood
💵Rent Affordability in Jefferson CountySalary needed to afford rent here
🗺️All Cities in IASee how Jefferson County ranks statewide
⚖️Compare Jefferson CountySide-by-side rent & cost of living with any city
📋IA Tenant RightsDeposit limits, eviction laws & renters protections