RentData

Average Rent in Harrisburg, PA Rents rising 7.7% YoY🔺 6th priciest in PA

HUD FY2025 · Official government data · Updated annually · Metro pop. 597,894

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Harrisburg, PA has rental prices ranging from $953/month to $1,818/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,114/month — 20% below the national average of $1,400/month. With a median household income of $79,281/year, spending $1,114/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.

How Harrisburg Compares

With an average 2-bedroom rent of $1,371/month, Harrisburg ranks #6 most expensive of the 51 cities tracked in Pennsylvania — pricier than 89% of all US cities in our data.

The Harrisburg Rental Market

The Harrisburg, PA area has a population of about 597,894 and 32% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Harrisburg, PA have risen by $98/month (7.7%) over the past year, from $1,273 to $1,371. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Harrisburg, PA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $44,560. The local median household income of $79,281 exceeds that threshold by $34,721, making Harrisburg relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Harrisburg, PA is $269,306, giving a price-to-rent ratio of 16.4. With a break-even horizon of approximately 16 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Harrisburg's neighborhoods. Among the highest-value areas are Allison Hill ($126,170 median home value), South Harrisburg ($138,961 median home value), Uptown ($150,072 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$953
Affordable
1 Bedroom
$1,114
Affordable
2 Bedrooms
$1,371
7.7% YoY
Affordable
3 Bedrooms
$1,763
Affordable
4 Bedrooms
$1,818
Affordable
🔔
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Median Home Value
$269,306
Source: Zillow ZHVI
Est. monthly payment
$1,433/mo
20% down · 30yr · 7%

Is Harrisburg, PA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$54,840/year
Local median income: $79,281
To buy a median home
$57,334/year
US national median: $75,000
💡 Based on a 2BR rent of $1,371/month and 20% down on a $269,306 home at 7% rate.

Nearby Cities in PAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Pike County$1,270$1,279$1,657$2,152
Pittsburgh$998$1,068$1,280$1,632
Allentown$1,033$1,213$1,507$1,924
Scranton$779$928$1,123$1,462
Lancaster$986$1,106$1,393$1,820
York$953$1,076$1,342$1,818

Rent or Buy in Harrisburg?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Harrisburg data

$
Home Value
$269,306
2BR Rent
$1,371/mo
Mortgage Rate
7%
Monthly P&I
$1,433/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $1,983/movs rent: $1,371/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $269,306 home at 7% rate

20% — $53,861
3%50%
Estimated Monthly Payment
$1,433
per month · 30 years · 7% APR
Loan Amount
$215,445
Total Paid
$516,009
Total Interest
$300,564
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Harrisburg

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Harrisburg

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Harrisburg

Is it cheaper to rent or buy here?

💵Rent Affordability in Harrisburg

Salary needed to afford rent here

🗺️All Cities in PA

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⚖️Compare Harrisburg

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📋PA Tenant Rights

Deposit limits, eviction laws & renters protections