Average Rent in Hamilton County, NY↑ Rents rising 16.6% YoY
HUD FY2025 · Official government data · Updated annually · Metro pop. 5,102
Market Overview
Hamilton County, NY has rental prices ranging from $1,006/month to $1,762/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,013/month — 28% below the national average of $1,400/month. With a median household income of $68,950/year, spending $1,013/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.
How Hamilton County Compares
With an average 2-bedroom rent of $1,329/month, Hamilton County ranks #12 most expensive of the 41 cities tracked in New York — pricier than 87% of all US cities in our data.
The Hamilton County Rental Market
The Hamilton County, NY area has a population of about 5,102 and 18% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in Hamilton County, NY have risen by $189/month (16.6%) over the past year, from $1,140 to $1,329. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.
Affordability
To afford a 1-bedroom apartment in Hamilton County, NY without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $40,520. The local median household income of $68,950 exceeds that threshold by $28,430, making Hamilton County relatively accessible compared to local wages.
Economy & Jobs
Hamilton County, NY has an unemployment rate of 3.7%, 0.2 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.
Fair Market Rents
HUD FY2025Is Hamilton County, NY Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Rent or Buy in Hamilton County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Hamilton County data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Living in Hamilton County
Cost of living, job market, crime rates, and moving cost estimates.
Moving Cost Estimator
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Frequently Asked Questions
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💵Rent Affordability in Hamilton CountySalary needed to afford rent here
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