RentData

Average Rent in Floyd County, TX Rents falling 7.9% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 5,294

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Floyd County, TX has rental prices ranging from $707/month to $1,395/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $711/month — 49% below the national average of $1,400/month. With a median household income of $55,461/year, spending $711/month on a 1-bedroom represents 15% of gross income — within the recommended 30% threshold.

The Floyd County Rental Market

The Floyd County, TX area has a population of about 5,294 and 25% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Floyd County, TX have fallen by $80/month (7.9%) over the past year, from $1,013 to $933. This slight decline is consistent with broader market corrections seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Floyd County, TX without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $28,440. The local median household income of $55,461 exceeds that threshold by $27,021, making Floyd County relatively accessible compared to local wages.

Economy & Jobs

Floyd County, TX has an unemployment rate of 4.2%, 0.3 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2025
Studio
$707
Affordable
1 Bedroom
$711
Affordable
2 Bedrooms
$933
7.9% YoY
Affordable
3 Bedrooms
$1,124
Affordable
4 Bedrooms
$1,395
Average
🔔
Get Rent Alerts
Be notified when rents change in Floyd County

Is Floyd County, TX Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$37,320/year
Local median income: $55,461
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $933/month and 20% down on a home at 7% rate.

Nearby Cities in TXlargest metros in the state

CityStudio1BR2BR3BRHome Value
Fort Worth$1,371$1,461$1,705$2,256
Dallas$1,531$1,606$1,884$2,361
Brazoria County$951$1,138$1,260$1,683
Houston$1,226$1,279$1,529$2,038
San Antonio$1,116$1,231$1,501$1,907
Austin$1,549$1,650$1,949$2,484

Rent or Buy in Floyd County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Floyd County data

$
Home Value
$350,000
2BR Rent
$933/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $933/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Floyd County

Cost of living, job market, crime rates, and moving cost estimates.

Moving Cost Estimator

Estimate your moving costs based on FMCSA public mover data

Select your origin state to see the estimate

Estimates based on FMCSA average mover rates. Get at least 3 binding quotes from licensed movers. Protect your move →

Frequently Asked Questions

Explore More

🏘️Neighborhoods in Floyd County

Compare rent & home prices by neighborhood

💵Rent Affordability in Floyd County

Salary needed to afford rent here

🗺️All Cities in TX

See how Floyd County ranks statewide

⚖️Compare Floyd County

Side-by-side rent & cost of living with any city

📋TX Tenant Rights

Deposit limits, eviction laws & renters protections