RentData

Average Rent in El Paso, TX Rents rising 3.7% YoY🔺 28th priciest in TX

HUD FY2025 · Official government data · Updated annually · Metro pop. 869,606

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

El Paso, TX has rental prices ranging from $821/month to $2,002/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,020/month — 27% below the national average of $1,400/month. With a median household income of $58,800/year, spending $1,020/month on a 1-bedroom represents 21% of gross income — within the recommended 30% threshold.

How El Paso Compares

With an average 2-bedroom rent of $1,192/month, El Paso ranks #28 most expensive of the 220 cities tracked in Texas — pricier than 81% of all US cities in our data.

The El Paso Rental Market

The El Paso, TX area has a population of about 869,606 and 36% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in El Paso, TX have risen by $42/month (3.7%) over the past year, from $1,150 to $1,192. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in El Paso, TX without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $40,800. The local median household income of $58,800 exceeds that threshold by $18,000, making El Paso relatively accessible compared to local wages.

Rent vs. Buy

The median home value in El Paso, TX is $237,327, giving a price-to-rent ratio of 16.6. With a break-even horizon of approximately 17 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across El Paso's neighborhoods. Among the highest-value areas are Alameda Business ($139,225 median home value), Chamizal ($139,518 median home value), San Juan ($150,032 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$821
Affordable
1 Bedroom
$1,020
Affordable
2 Bedrooms
$1,192
3.7% YoY
Affordable
3 Bedrooms
$1,647
Average
4 Bedrooms
$2,002
Expensive
🔔
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Median Home Value
$237,327
Source: Zillow ZHVI
Est. monthly payment
$1,263/mo
20% down · 30yr · 7%

Is El Paso, TX Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$47,680/year
Local median income: $58,800
To buy a median home
$50,526/year
US national median: $75,000
💡 Based on a 2BR rent of $1,192/month and 20% down on a $237,327 home at 7% rate.

Nearby Cities in TXlargest metros in the state

CityStudio1BR2BR3BRHome Value
Fort Worth$1,371$1,461$1,705$2,256
Dallas$1,531$1,606$1,884$2,361
Brazoria County$951$1,138$1,260$1,683
Houston$1,226$1,279$1,529$2,038
San Antonio$1,116$1,231$1,501$1,907
Austin$1,549$1,650$1,949$2,484

Rent or Buy in El Paso?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real El Paso data

$
Home Value
$237,327
2BR Rent
$1,192/mo
Mortgage Rate
7%
Monthly P&I
$1,263/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $1,748/movs rent: $1,192/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $237,327 home at 7% rate

20% — $47,465
3%50%
Estimated Monthly Payment
$1,263
per month · 30 years · 7% APR
Loan Amount
$189,862
Total Paid
$454,735
Total Interest
$264,873
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in El Paso

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Frequently Asked Questions

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🏘️Neighborhoods in El Paso

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in El Paso

Is it cheaper to rent or buy here?

💵Rent Affordability in El Paso

Salary needed to afford rent here

🗺️All Cities in TX

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⚖️Compare El Paso

Side-by-side rent & cost of living with any city

📋TX Tenant Rights

Deposit limits, eviction laws & renters protections