Average Rent in Dubuque, IA↑ Rents rising 6.4% YoY🔺 12th priciest in IA
HUD FY2025 · Official government data · Updated annually · Metro pop. 98,948
Market Overview
Dubuque, IA has rental prices ranging from $722/month to $1,673/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $763/month — 45% below the national average of $1,400/month. With a median household income of $75,919/year, spending $763/month on a 1-bedroom represents 12% of gross income — within the recommended 30% threshold.
How Dubuque Compares
With an average 2-bedroom rent of $996/month, Dubuque ranks #12 most expensive of the 94 cities tracked in Iowa — pricier than 64% of all US cities in our data.
The Dubuque Rental Market
The Dubuque, IA area has a population of about 98,948 and 27% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in Dubuque, IA have risen by $60/month (6.4%) over the past year, from $936 to $996. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Dubuque, IA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $30,520. The local median household income of $75,919 exceeds that threshold by $45,399, making Dubuque relatively accessible compared to local wages.
Rent vs. Buy
The median home value in Dubuque, IA is $251,360, giving a price-to-rent ratio of 21.0. With a break-even horizon of approximately 21 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.
Neighborhoods
Home values — and by extension rent levels — vary significantly across Dubuque's neighborhoods. Among the highest-value areas are Washington ($115,086 median home value), Valley View ($139,743 median home value), North End ($141,020 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.
Fair Market Rents
HUD FY2025Is Dubuque, IA Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in IAlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Omaha | $990 | $1,052 | $1,261 | $1,675 | — |
| Jasper County | $707 | $711 | $920 | $1,265 | — |
| Des Moines | $954 | $1,017 | $1,216 | $1,632 | — |
| Cedar Rapids | $681 | $757 | $993 | $1,391 | — |
| Iowa City | $816 | $921 | $1,105 | $1,548 | — |
| Waterloo | $684 | $760 | $997 | $1,301 | — |
Rent or Buy in Dubuque?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Dubuque data
Buying breaks even after 1 year — worth it if you stay 1+ years.
Mortgage Calculator
Estimate monthly payment for $251,360 home at 7% rate
Living in Dubuque
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Frequently Asked Questions
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⚖️Rent vs Buy in DubuqueIs it cheaper to rent or buy here?
💵Rent Affordability in DubuqueSalary needed to afford rent here
🗺️All Cities in IASee how Dubuque ranks statewide
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