RentData

Average Rent in Dubuque, IA Rents rising 6.4% YoY🔺 12th priciest in IA

HUD FY2025 · Official government data · Updated annually · Metro pop. 98,948

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Dubuque, IA has rental prices ranging from $722/month to $1,673/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $763/month — 45% below the national average of $1,400/month. With a median household income of $75,919/year, spending $763/month on a 1-bedroom represents 12% of gross income — within the recommended 30% threshold.

How Dubuque Compares

With an average 2-bedroom rent of $996/month, Dubuque ranks #12 most expensive of the 94 cities tracked in Iowa — pricier than 64% of all US cities in our data.

The Dubuque Rental Market

The Dubuque, IA area has a population of about 98,948 and 27% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Dubuque, IA have risen by $60/month (6.4%) over the past year, from $936 to $996. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Dubuque, IA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $30,520. The local median household income of $75,919 exceeds that threshold by $45,399, making Dubuque relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Dubuque, IA is $251,360, giving a price-to-rent ratio of 21.0. With a break-even horizon of approximately 21 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Dubuque's neighborhoods. Among the highest-value areas are Washington ($115,086 median home value), Valley View ($139,743 median home value), North End ($141,020 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$722
Affordable
1 Bedroom
$763
Affordable
2 Bedrooms
$996
6.4% YoY
Affordable
3 Bedrooms
$1,315
Affordable
4 Bedrooms
$1,673
Affordable
🔔
Get Rent Alerts
Be notified when rents change in Dubuque
Median Home Value
$251,360
Source: Zillow ZHVI
Est. monthly payment
$1,338/mo
20% down · 30yr · 7%

Is Dubuque, IA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$39,840/year
Local median income: $75,919
To buy a median home
$53,514/year
US national median: $75,000
💡 Based on a 2BR rent of $996/month and 20% down on a $251,360 home at 7% rate.

Nearby Cities in IAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Omaha$990$1,052$1,261$1,675
Jasper County$707$711$920$1,265
Des Moines$954$1,017$1,216$1,632
Cedar Rapids$681$757$993$1,391
Iowa City$816$921$1,105$1,548
Waterloo$684$760$997$1,301

Rent or Buy in Dubuque?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Dubuque data

$
Home Value
$251,360
2BR Rent
$996/mo
Mortgage Rate
7%
Monthly P&I
$1,338/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $1,851/movs rent: $996/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $251,360 home at 7% rate

20% — $50,272
3%50%
Estimated Monthly Payment
$1,338
per month · 30 years · 7% APR
Loan Amount
$201,088
Total Paid
$481,624
Total Interest
$280,536
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Dubuque

Cost of living, job market, crime rates, and moving cost estimates.

Moving Cost Estimator

Estimate your moving costs based on FMCSA public mover data

Select your origin state to see the estimate

Estimates based on FMCSA average mover rates. Get at least 3 binding quotes from licensed movers. Protect your move →

Frequently Asked Questions

Explore More

🏘️Neighborhoods in Dubuque

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Dubuque

Is it cheaper to rent or buy here?

💵Rent Affordability in Dubuque

Salary needed to afford rent here

🗺️All Cities in IA

See how Dubuque ranks statewide

⚖️Compare Dubuque

Side-by-side rent & cost of living with any city

📋IA Tenant Rights

Deposit limits, eviction laws & renters protections