RentData

Average Rent in White County, TN Rents rising 3.9% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 27,764

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

White County, TN has rental prices ranging from $760/month to $1,433/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $765/month — 45% below the national average of $1,400/month. With a median household income of $52,206/year, spending $765/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.

How White County Compares

With an average 2-bedroom rent of $1,003/month, White County ranks #17 most expensive of the 73 cities tracked in Tennessee — pricier than 65% of all US cities in our data.

The White County Rental Market

The White County, TN area has a population of about 27,764 and 22% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in White County, TN have risen by $38/month (3.9%) over the past year, from $965 to $1,003. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in White County, TN without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $30,600. The local median household income of $52,206 exceeds that threshold by $21,606, making White County relatively accessible compared to local wages.

Economy & Jobs

White County, TN has an unemployment rate of 4.2%, 0.3 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2025
Studio
$760
Affordable
1 Bedroom
$765
Affordable
2 Bedrooms
$1,003
3.9% YoY
Affordable
3 Bedrooms
$1,208
Affordable
4 Bedrooms
$1,433
Average
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Is White County, TN Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$40,120/year
Local median income: $52,206
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $1,003/month and 20% down on a home at 7% rate.

Nearby Cities in TNlargest metros in the state

CityStudio1BR2BR3BRHome Value
Nashville$1,589$1,650$1,827$2,308
Grainger County$481$575$689$924
Knoxville$1,256$1,264$1,548$1,989
Stewart County$625$735$911$1,277
Kingsport$738$824$1,043$1,343
Johnson City$890$895$1,119$1,389

Rent or Buy in White County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real White County data

$
Home Value
$350,000
2BR Rent
$1,003/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $2,577/movs rent: $1,003/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in White County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in White County

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💵Rent Affordability in White County

Salary needed to afford rent here

🗺️All Cities in TN

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⚖️Compare White County

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📋TN Tenant Rights

Deposit limits, eviction laws & renters protections