RentData

Average Rent in Stephens County, GA Rents rising 2.4% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 26,842

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Stephens County, GA has rental prices ranging from $720/month to $1,554/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $725/month — 48% below the national average of $1,400/month. With a median household income of $52,264/year, spending $725/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.

How Stephens County Compares

With an average 2-bedroom rent of $951/month, Stephens County ranks #38 most expensive of the 114 cities tracked in Georgia — pricier than 56% of all US cities in our data.

The Stephens County Rental Market

The Stephens County, GA area has a population of about 26,842 and 28% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Stephens County, GA have risen by $22/month (2.4%) over the past year, from $929 to $951. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Stephens County, GA without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $29,000. The local median household income of $52,264 exceeds that threshold by $23,264, making Stephens County relatively accessible compared to local wages.

Economy & Jobs

Stephens County, GA has an unemployment rate of 4.2%, 0.3 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.

Fair Market Rents

HUD FY2025
Studio
$720
Affordable
1 Bedroom
$725
Affordable
2 Bedrooms
$951
2.4% YoY
Affordable
3 Bedrooms
$1,177
Affordable
4 Bedrooms
$1,554
Average
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Is Stephens County, GA Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$38,040/year
Local median income: $52,264
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $951/month and 20% down on a home at 7% rate.

Nearby Cities in GAlargest metros in the state

CityStudio1BR2BR3BRHome Value
Atlanta$1,591$1,653$1,830$2,205
Augusta$868$1,039$1,175$1,545
Chattanooga$1,231$1,284$1,426$1,796
Savannah$1,324$1,431$1,584$2,131
Talbot County$723$767$905$1,268
Stewart County$770$817$964$1,161

Rent or Buy in Stephens County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Stephens County data

$
Home Value
$350,000
2BR Rent
$951/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 5 years — worth it if you stay 5+ years.

Total monthly buy cost: $2,577/movs rent: $951/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Stephens County

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Frequently Asked Questions

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🏘️Neighborhoods in Stephens County

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💵Rent Affordability in Stephens County

Salary needed to afford rent here

🗺️All Cities in GA

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⚖️Compare Stephens County

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📋GA Tenant Rights

Deposit limits, eviction laws & renters protections