RentData

Average Rent in Pine Bluff, AR Rents falling 3.1% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 73,271

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Pine Bluff, AR has rental prices ranging from $633/month to $1,164/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $684/month — 51% below the national average of $1,400/month. With a median household income of $48,727/year, spending $684/month on a 1-bedroom represents 17% of gross income — within the recommended 30% threshold.

How Pine Bluff Compares

With an average 2-bedroom rent of $878/month, Pine Bluff ranks #24 most expensive of the 67 cities tracked in Arkansas — more affordable than 80% of all US cities in our data.

The Pine Bluff Rental Market

The Pine Bluff, AR area has a population of about 73,271 and 35% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Pine Bluff, AR have fallen by $28/month (3.1%) over the past year, from $906 to $878. This slight decline is consistent with broader market corrections seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Pine Bluff, AR without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $27,360. The local median household income of $48,727 exceeds that threshold by $21,367, making Pine Bluff relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Pine Bluff, AR is $76,750, giving a price-to-rent ratio of 7.3. At this ratio, buyers who plan to stay 7 or more years may find purchasing more cost-effective than renting at current market prices.

Fair Market Rents

HUD FY2025
Studio
$633
Affordable
1 Bedroom
$684
Affordable
2 Bedrooms
$878
3.1% YoY
Affordable
3 Bedrooms
$1,141
Affordable
4 Bedrooms
$1,164
Affordable
🔔
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Median Home Value
$76,750
Source: Zillow ZHVI
Est. monthly payment
$408/mo
20% down · 30yr · 7%

Is Pine Bluff, AR Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$35,120/year
Local median income: $48,727
To buy a median home
$16,340/year
US national median: $75,000
💡 Based on a 2BR rent of $878/month and 20% down on a $76,750 home at 7% rate.

Nearby Cities in ARlargest metros in the state

CityStudio1BR2BR3BRHome Value
Memphis$1,105$1,207$1,355$1,781
Little Rock$887$892$1,032$1,376
Fayetteville$853$925$1,111$1,557
Franklin County$642$646$848$1,060
Fort Smith$689$694$910$1,236
Texarkana$848$853$1,071$1,327

Rent or Buy in Pine Bluff?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Pine Bluff data

$
Home Value
$76,750
2BR Rent
$878/mo
Mortgage Rate
7%
Monthly P&I
$408/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $565/movs rent: $878/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $76,750 home at 7% rate

20% — $15,350
3%50%
Estimated Monthly Payment
$408
per month · 30 years · 7% APR
Loan Amount
$61,400
Total Paid
$147,058
Total Interest
$85,658
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Pine Bluff

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🏘️Neighborhoods in Pine Bluff

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⚖️Rent vs Buy in Pine Bluff

Is it cheaper to rent or buy here?

💵Rent Affordability in Pine Bluff

Salary needed to afford rent here

🗺️All Cities in AR

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📋AR Tenant Rights

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