RentData

Average Rent in Grand Junction, CO Rents rising 10.9% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 157,316

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Grand Junction, CO has rental prices ranging from $873/month to $2,091/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $961/month — 31% below the national average of $1,400/month. With a median household income of $71,485/year, spending $961/month on a 1-bedroom represents 16% of gross income — within the recommended 30% threshold.

How Grand Junction Compares

With an average 2-bedroom rent of $1,245/month, Grand Junction ranks #24 most expensive of the 55 cities tracked in Colorado — pricier than 84% of all US cities in our data.

The Grand Junction Rental Market

The Grand Junction, CO area has a population of about 157,316 and 28% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Grand Junction, CO have risen by $122/month (10.9%) over the past year, from $1,123 to $1,245. This rate of increase is significant and reflects strong rental demand and limited housing supply in the local market.

Affordability

To afford a 1-bedroom apartment in Grand Junction, CO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $38,440. The local median household income of $71,485 exceeds that threshold by $33,045, making Grand Junction relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Grand Junction, CO is $427,867, giving a price-to-rent ratio of 28.6. With a break-even horizon of approximately 29 years, renting is likely the more financially prudent option for most residents unless they plan to stay long-term.

Fair Market Rents

HUD FY2025
Studio
$873
Affordable
1 Bedroom
$961
Affordable
2 Bedrooms
$1,245
10.9% YoY
Affordable
3 Bedrooms
$1,745
Affordable
4 Bedrooms
$2,091
Average
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Median Home Value
$427,867
Source: Zillow ZHVI
Est. monthly payment
$2,277/mo
20% down · 30yr · 7%

Is Grand Junction, CO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$49,800/year
Local median income: $71,485
To buy a median home
$91,092/year
US national median: $75,000
💡 Based on a 2BR rent of $1,245/month and 20% down on a $427,867 home at 7% rate.

Nearby Cities in COlargest metros in the state

CityStudio1BR2BR3BRHome Value
Denver$1,639$1,789$2,140$2,794
Colorado Springs$1,219$1,472$1,778$2,491
Fort Collins$1,434$1,442$1,695$2,375
Greeley$1,107$1,203$1,528$2,141
Boulder$1,466$1,702$2,059$2,704
Pueblo$863$959$1,258$1,626

Rent or Buy in Grand Junction?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Grand Junction data

$
Home Value
$427,867
2BR Rent
$1,245/mo
Mortgage Rate
7%
Monthly P&I
$2,277/mo
🏠 Buy

Buying breaks even after 4 years — worth it if you stay 4+ years.

Total monthly buy cost: $3,151/movs rent: $1,245/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $427,867 home at 7% rate

20% — $85,573
3%50%
Estimated Monthly Payment
$2,277
per month · 30 years · 7% APR
Loan Amount
$342,294
Total Paid
$819,824
Total Interest
$477,530
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Grand Junction

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🏘️Neighborhoods in Grand Junction

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⚖️Rent vs Buy in Grand Junction

Is it cheaper to rent or buy here?

💵Rent Affordability in Grand Junction

Salary needed to afford rent here

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📋CO Tenant Rights

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