RentData

Average Rent in Fairbanks, AK Rents rising 1.4% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 95,555

Data review: HUD FY2025Sources: HUD, Zillow, CensusMethodologyEditorial standardsReport a correction

Market Overview

Fairbanks, AK has rental prices ranging from $1,144/month to $2,803/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $1,272/month — 9% below the national average of $1,400/month. With a median household income of $84,722/year, spending $1,272/month on a 1-bedroom represents 18% of gross income — within the recommended 30% threshold.

How Fairbanks Compares

With an average 2-bedroom rent of $1,669/month, Fairbanks ranks #7 most expensive of the 34 cities tracked in Alaska — pricier than 95% of all US cities in our data.

The Fairbanks Rental Market

The Fairbanks, AK area has a population of about 95,555 and 38% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Fairbanks, AK have risen by $23/month (1.4%) over the past year, from $1,646 to $1,669. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Affordability

To afford a 1-bedroom apartment in Fairbanks, AK without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $50,880. The local median household income of $84,722 exceeds that threshold by $33,842, making Fairbanks relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Fairbanks, AK is $305,527, giving a price-to-rent ratio of 15.3. The break-even point between renting and buying is roughly 15 years — renting offers more flexibility for shorter stays, while buying makes more sense for long-term residents.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Fairbanks's neighborhoods. Among the highest-value areas are Bjerremark ($241,778 median home value). Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Fair Market Rents

HUD FY2025
Studio
$1,144
Affordable
1 Bedroom
$1,272
Affordable
2 Bedrooms
$1,669
1.4% YoY
Affordable
3 Bedrooms
$2,339
Average
4 Bedrooms
$2,803
Average
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Median Home Value
$305,527
Source: Zillow ZHVI
Est. monthly payment
$1,626/mo
20% down · 30yr · 7%

Is Fairbanks, AK Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$66,760/year
Local median income: $84,722
To buy a median home
$65,046/year
US national median: $75,000
💡 Based on a 2BR rent of $1,669/month and 20% down on a $305,527 home at 7% rate.

Nearby Cities in AKlargest metros in the state

CityStudio1BR2BR3BRHome Value
Anchorage$1,089$1,191$1,563$2,190
Matanuska$1,019$1,055$1,384$1,939
Kenai Peninsula Borough$943$949$1,245$1,745
Juneau City and Borough$1,202$1,336$1,753$2,456
Bethel Census$1,640$1,650$1,900$2,289
Ketchikan Gateway Borough$1,055$1,172$1,538$2,138

Rent or Buy in Fairbanks?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Fairbanks data

$
Home Value
$305,527
2BR Rent
$1,669/mo
Mortgage Rate
7%
Monthly P&I
$1,626/mo
🏠 Buy

Buying breaks even after 1 year — worth it if you stay 1+ years.

Total monthly buy cost: $2,250/movs rent: $1,669/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Mortgage Calculator

Estimate monthly payment for $305,527 home at 7% rate

20% — $61,105
3%50%
Estimated Monthly Payment
$1,626
per month · 30 years · 7% APR
Loan Amount
$244,422
Total Paid
$585,411
Total Interest
$340,989
Estimated only. Excludes taxes, insurance, HOA. Rate from FRED.

Living in Fairbanks

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Fairbanks

Compare rent & home prices by neighborhood

⚖️Rent vs Buy in Fairbanks

Is it cheaper to rent or buy here?

💵Rent Affordability in Fairbanks

Salary needed to afford rent here

🗺️All Cities in AK

See how Fairbanks ranks statewide

⚖️Compare Fairbanks

Side-by-side rent & cost of living with any city

📋AK Tenant Rights

Deposit limits, eviction laws & renters protections