Average Rent in Cumberland, MD↑ Rents rising 1.4% YoY🔻 Cheapest in MD

Cumberland, MD has rental prices ranging from $655/month to $1,388/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $747/month — 47% below the national average of $1,400/month. With a median household income of $59,413/year, spending $747/month on a 1-bedroom represents 15% of gross income — within the recommended 30% threshold.

How Cumberland Compares

With an average 2-bedroom rent of $933/month, Cumberland ranks #12 most expensive of the 12 cities tracked in Maryland — more affordable than 60% of all US cities in our data.

The Cumberland Rental Market

The Cumberland, MD area has a population of about 94,684 and 27% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Cumberland, MD have risen by $13/month (1.4%) over the past year, from $920 to $933. Rents have remained relatively stable year over year, indicating a balanced rental market in the area.

Affordability

To afford a 1-bedroom apartment in Cumberland, MD without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $29,880. The local median household income of $59,413 exceeds that threshold by $29,533, making Cumberland relatively accessible compared to local wages.

Rent vs. Buy

The median home value in Cumberland, MD is $158,331, giving a price-to-rent ratio of 14.1. The break-even point between renting and buying is roughly 14 years — renting offers more flexibility for shorter stays, while buying makes more sense for long-term residents.

Neighborhoods

Home values — and by extension rent levels — vary significantly across Cumberland's neighborhoods. Among the highest-value areas are Rolling Mill ($45,336 median home value), Decatur-Heights ($56,190 median home value), Wills ($96,644 median home value). Rental prices typically follow home value patterns, with premium neighborhoods commanding higher rents than outer areas. Renters on a tighter budget may find better value in less central neighborhoods or in adjacent metros with lower overall rent levels.

Is Cumberland, MD Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Rent or Buy in Cumberland?

Break-even analysis and mortgage estimates based on local market data.

Living in Cumberland

Cost of living, job market, crime rates, and moving cost estimates.