Average Rent in Cumberland County, TN↑ Rents rising 2.5% YoY
HUD FY2025 · Official government data · Updated annually · Metro pop. 62,529
Market Overview
Cumberland County, TN has rental prices ranging from $723/month to $1,504/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $737/month — 47% below the national average of $1,400/month. With a median household income of $58,475/year, spending $737/month on a 1-bedroom represents 15% of gross income — within the recommended 30% threshold.
How Cumberland County Compares
With an average 2-bedroom rent of $903/month, Cumberland County ranks #35 most expensive of the 73 cities tracked in Tennessee — more affordable than 75% of all US cities in our data.
The Cumberland County Rental Market
The Cumberland County, TN area has a population of about 62,529 and 20% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.
Rent Trends
2-bedroom rents in Cumberland County, TN have risen by $22/month (2.5%) over the past year, from $881 to $903. This modest growth is consistent with broader inflationary trends seen across US rental markets.
Affordability
To afford a 1-bedroom apartment in Cumberland County, TN without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $29,480. The local median household income of $58,475 exceeds that threshold by $28,995, making Cumberland County relatively accessible compared to local wages.
Economy & Jobs
Cumberland County, TN has an unemployment rate of 4.2%, 0.3 percentage points above the national average of 3.9%. A higher unemployment rate can moderate rental demand over time, which may help keep rent growth in check compared to tighter job markets.
Fair Market Rents
HUD FY2025Is Cumberland County, TN Affordable?
Income needed to rent or buy, price history, and how this city compares to nearby metros.
Affordability Index(30% income rule)
Nearby Cities in TNlargest metros in the state
| City | Studio | 1BR | 2BR | 3BR | Home Value |
|---|---|---|---|---|---|
| Nashville | $1,589 | $1,650 | $1,827 | $2,308 | — |
| Grainger County | $481 | $575 | $689 | $924 | — |
| Knoxville | $1,256 | $1,264 | $1,548 | $1,989 | — |
| Stewart County | $625 | $735 | $911 | $1,277 | — |
| Kingsport | $738 | $824 | $1,043 | $1,343 | — |
| Johnson City | $890 | $895 | $1,119 | $1,389 | — |
Rent or Buy in Cumberland County?
Break-even analysis and mortgage estimates based on local market data.
Should I Rent or Buy?
Break-even analysis using real Cumberland County data
Renting appears to be the better financial choice for this scenario.
Living in Cumberland County
Cost of living, job market, crime rates, and moving cost estimates.
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Frequently Asked Questions
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💵Rent Affordability in Cumberland CountySalary needed to afford rent here
🗺️All Cities in TNSee how Cumberland County ranks statewide
⚖️Compare Cumberland CountySide-by-side rent & cost of living with any city
📋TN Tenant RightsDeposit limits, eviction laws & renters protections