RentData

Average Rent in Coffee County, TN Rents rising 6.0% YoY

HUD FY2025 · Official government data · Updated annually · Metro pop. 58,940

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Coffee County, TN has rental prices ranging from $789/month to $1,514/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $794/month — 43% below the national average of $1,400/month. With a median household income of $60,656/year, spending $794/month on a 1-bedroom represents 16% of gross income — within the recommended 30% threshold.

How Coffee County Compares

With an average 2-bedroom rent of $987/month, Coffee County ranks #18 most expensive of the 73 cities tracked in Tennessee — pricier than 62% of all US cities in our data.

The Coffee County Rental Market

The Coffee County, TN area has a population of about 58,940 and 30% of households renting rather than owning. That is close to the US average renter share of ~34%.

Rent Trends

2-bedroom rents in Coffee County, TN have risen by $56/month (6.0%) over the past year, from $931 to $987. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Coffee County, TN without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,760. The local median household income of $60,656 exceeds that threshold by $28,896, making Coffee County relatively accessible compared to local wages.

Economy & Jobs

Coffee County, TN has an unemployment rate of 3.4%, 0.5 percentage points below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.

Fair Market Rents

HUD FY2025
Studio
$789
Affordable
1 Bedroom
$794
Affordable
2 Bedrooms
$987
6.0% YoY
Affordable
3 Bedrooms
$1,377
Affordable
4 Bedrooms
$1,514
Affordable
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Is Coffee County, TN Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$39,480/year
Local median income: $60,656
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $987/month and 20% down on a home at 7% rate.

Nearby Cities in TNlargest metros in the state

CityStudio1BR2BR3BRHome Value
Nashville$1,589$1,650$1,827$2,308
Grainger County$481$575$689$924
Knoxville$1,256$1,264$1,548$1,989
Stewart County$625$735$911$1,277
Kingsport$738$824$1,043$1,343
Johnson City$890$895$1,119$1,389

Rent or Buy in Coffee County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Coffee County data

$
Home Value
$350,000
2BR Rent
$987/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏠 Buy

Buying breaks even after 5 years — worth it if you stay 5+ years.

Total monthly buy cost: $2,577/movs rent: $987/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Coffee County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Coffee County

Compare rent & home prices by neighborhood

💵Rent Affordability in Coffee County

Salary needed to afford rent here

🗺️All Cities in TN

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⚖️Compare Coffee County

Side-by-side rent & cost of living with any city

📋TN Tenant Rights

Deposit limits, eviction laws & renters protections