RentData

Average Rent in Baca County, CO Rents rising 3.1% YoY🔻 Cheapest in CO

HUD FY2025 · Official government data · Updated annually · Metro pop. 3,460

Data review: HUD FY2025Sources: HUD, Zillow, Census, BLSMethodologyEditorial standardsReport a correction

Market Overview

Baca County, CO has rental prices ranging from $727/month to $1,492/month in 2025, depending on unit size. The typical 1-bedroom apartment rents for $777/month — 44% below the national average of $1,400/month. With a median household income of $40,380/year, spending $777/month on a 1-bedroom represents 23% of gross income — within the recommended 30% threshold.

How Baca County Compares

With an average 2-bedroom rent of $933/month, Baca County ranks #55 most expensive of the 55 cities tracked in Colorado — more affordable than 60% of all US cities in our data.

The Baca County Rental Market

The Baca County, CO area has a population of about 3,460 and 28% of households renting rather than owning. That renter share runs below the US average of ~34%, a more homeowner-heavy market where rental inventory can be limited.

Rent Trends

2-bedroom rents in Baca County, CO have risen by $28/month (3.1%) over the past year, from $905 to $933. This modest growth is consistent with broader inflationary trends seen across US rental markets.

Affordability

To afford a 1-bedroom apartment in Baca County, CO without exceeding the 30% housing cost guideline, a renter needs an annual income of approximately $31,080. The local median household income of $40,380 exceeds that threshold by $9,300, making Baca County relatively accessible compared to local wages.

Economy & Jobs

Baca County, CO has an unemployment rate of 2.9%, 1.0 percentage point below the national average of 3.9%. Strong employment conditions typically sustain rental demand, as workers relocate to the area and local residents maintain stable housing.

Fair Market Rents

HUD FY2025
Studio
$727
Affordable
1 Bedroom
$777
Affordable
2 Bedrooms
$933
3.1% YoY
Affordable
3 Bedrooms
$1,307
Average
4 Bedrooms
$1,492
Expensive
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Is Baca County, CO Affordable?

Income needed to rent or buy, price history, and how this city compares to nearby metros.

Affordability Index(30% income rule)

To rent a 2BR
$37,320/year
Local median income: $40,380
To buy a median home
/year
US national median: $75,000
💡 Based on a 2BR rent of $933/month and 20% down on a home at 7% rate.

Nearby Cities in COlargest metros in the state

CityStudio1BR2BR3BRHome Value
Denver$1,639$1,789$2,140$2,794
Colorado Springs$1,219$1,472$1,778$2,491
Fort Collins$1,434$1,442$1,695$2,375
Greeley$1,107$1,203$1,528$2,141
Boulder$1,466$1,702$2,059$2,704
Pueblo$863$959$1,258$1,626

Rent or Buy in Baca County?

Break-even analysis and mortgage estimates based on local market data.

Should I Rent or Buy?

Break-even analysis using real Baca County data

$
Home Value
$350,000
2BR Rent
$933/mo
Mortgage Rate
7%
Monthly P&I
$1,863/mo
🏢 Rent

Renting appears to be the better financial choice for this scenario.

Total monthly buy cost: $2,577/movs rent: $933/mo
Estimates only. Excludes HOA, PMI (if <20% down), closing costs, and tax benefits. Assumes 5% return on invested down payment.

Living in Baca County

Cost of living, job market, crime rates, and moving cost estimates.

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Frequently Asked Questions

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🏘️Neighborhoods in Baca County

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💵Rent Affordability in Baca County

Salary needed to afford rent here

🗺️All Cities in CO

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⚖️Compare Baca County

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📋CO Tenant Rights

Deposit limits, eviction laws & renters protections